Walmart Cash Back Limit On Debit, Credit and Cheque Transactions

Wondering what the Walmart cash back limit is? Or how much cash back you can get from big stores like Dollar General, Target, and others?

If your answer is yes, then I am here to answer this very question only. Getting cash back on debit card transactions is the most convenient and easy to get cash without going to the bank or an ATM.

Also, getting cash back at Walmart will prevent you from looking for an ATM for cash withdrawal. Plus, it will save you from applicable ATM fees.

Anyway, let me just go ahead and talk about cash back limit at Walmart in brief:

Quick Answer: What is the Walmart cash back limit?

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At Walmart, you can get cash back up to $100 on your debit card and Discover card transactions. In case if you are making a transaction by a personal cheque, then the cash back would be $20.

Moreover, you can also get cash back at regular registers and self-checkout stations. But you have to visit regular registers for personal cheque payments.

Also, here is a list of some of the top store’s cashback limit too:

Walmart	$100
Dollar General	$40
Target	$40
Walgreens	$20
CVS	$35
Sam’s Club	$100
Publix	$100
Kroger	$300
Food Lion	$200
Safeway	$200

How Much Cash Back Can You Get at Walmart?

The maximum cash back you can get at Walmart is $100, and for chques, the limit is $20. However, you are allowed to issue multiple $20 cash backs. Or you can choose to get your cash back’s in formats like $100, $80, $60, $40, or $20 per transaction.

Also, you are allowed to get three cash backs each day. This means, the maximum cash back you can get at Walmart is $300 through three separate transactions.

However, you will also have to visit to two other Walmart locations to use your debit card in three different times and three different registers.

To get cash back, you have to choose debit card. After that, you have to enter your PIN and enter the amount you want to get. You can enter any amount between $20 to $100.

While this transaction is completely free from Walmart’s side to improve the customer experience, but your bank might charge you some fee for “out of network” ATM transactions.

Can I Get Cash Back While Paying With a Credit Card?

Sadly, you will not be getting cash back when making a payment with a credit card. In case if you do get a cash back using a credit card, then the transaction will be treated as a cash advance.

As you already know, fees do applicable on cash advances and the interest would start accruing immediately.

However, if you still want to get cash back on your credit card, I would recommend you to check your credit card agreement and know about all the associated rates and fees.

Also, there are only a few credit cards that do allow you to get cash back. One such CC is the Discover Card through its “cash over” program. As Walmart supports Discover cards and the cash over program.

Plus, you will be able to get a $100 walmart cash back limit when you use a Discover Card. Also, there will be no fee on your cash back.

How To Get Cash Back On A Personal Cheque At Walmart?

Yes, at Walmart, you will get be able to get cash back on a personal cheque. However, the maximum cash back limit on personal cheque is only $20.

To get $20 cash back when paying with a check, do follow these steps:

At first, check out at the cash register as normal. As you cannot pay by cheque at the self-checkout station.
When making a payment, ask the cashier if you can pay via a personal cheque and get cash back. Also, to pay with a personal check, you have to show a government-issued, photo ID.
Next, make your cheque out for the value of your purchase and an additional $20 for cash back.
Then do give the cashier your cheque and show your ID.
Next, the cashier will ask for your cheque through a cheque verification service to protect against fraud.
Finally, if Certegy or TeleCheck does not reject your cheque, then the cashier will give you your receipt and your cash back.

What Are The Other Ways To Get Cash Back At Walmart?

Apart from Debit cards and personal cheques, you can get a cash back through in-store ATMs. There are many Walmart locations that have an in-store ATM, and you can get cash back from there.

However, if the available ATM is not associated with your bank, then you will be subjected to an ATM fee. Hence, it would be a cheaper way to get cashback at Walmart through debit card or personal cheques only.

Also, Walmart does offer you check cashing services. But it will not let cash a personal cheque. They only cash cashier’s checks, government checks, insurance settlement checks, payroll checks, tax refund checks, and 401(k) or retirement distribution checks that are printed.

Walmart will not cash a handwritten cheque. Also, the fee is $3 for cheques up to $100 and $6 for cheques over $1000 and up to $5000.

Final Words:

So the maximum Walmart cash back limit is $100 on debit cards and $20 on personal cheques. Also, you can visit up to three Walmart locations each day to get a maximum cash limit of $300.

Anyway, if you have any more questions to ask regarding cash back limit at Walmart, do feel free to drop a comment below, and I will help you out.

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